Home | Cornerstone Community Financial Credit Union

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Let's get Wild About a Cure!

Help us support the Children's Hospital of Michigan and ProMedica Toledo Children's Hospital by donating toys to our 11th Annual Pediatric Cancer Awareness Month toy drive.

Donate today

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Win a $1,000 Home Depot® Gift Card.

Apply for a Cornerstone Home Equity Loan or HELOC between August 1 and September 30, 2026, and you'll be automatically entered for a chance to win.¹

Request more info

1: See official rules.

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Learn, earn, and grow with GenGrow.

Set goals, earn allowance, and grow money skills together with the GenGrow Family Wallet app, featuring a debit card with parental controls.

Learn more

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Put your savings to work.

Whether you’re saving for the near future or looking further ahead, our CD specials offer competitive rates and flexible terms. Earn as much as 4.50% APY and find the option that fits your goals.¹

Explore CD specials¹

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Explore your Personalized Offers.

View customized loan options, account bonuses, and exclusive member benefits available in mobile and online banking.

See my offers

The credit unionin your corner.

Join Cornerstone

Make an Appointment

Find the Right Account

The right rates, right here.

Cornerstone has competitive rates that are hard to beat (just check out our competition and see).

Auto Loans

as low as

4.49%APR

CD Specials

as high as

4.50%APY

Home Equity Loans

as low as

6.99%APR

Rewards Checking

as high as

2.02% APY

Visa Credit Cards

as low as

10.00%APR

"When I bought out my lease, my banks rates were so high! I switched to Cornerstone and nearly cut my auto loan rate in half. "

- Heather B.

"Great rates on new CDs. Great customer service."

- Rhonda B.

"Cornerstone helped me with my very first loan to start building good credit. The team is super nice. My loans will always be through here."

- Brent D.

"Great customer service and helpful staff. Rates can't be beat!"

- Jay W.

"Loans made very easy here! Over the internet and by phone from start to finish. Highly recommend!"

- Thomas H.

"I started with an ATV loan. Cornerstone has been so great that I have brought over all my loans and made them my primary banking institution."

- Hogan B.

Get our mobile app

App-solute convenience.

Cornerstone’s digital tools make managing your money effortless, whether you're at home or on the move.

Conversations
Send a message 24/7 using our exclusive Conversations feature in online or mobile banking, and talk to a live person

Manage your cards
Replace your lost/stolen card, view the new card details digitally, and change your PIN.

Transfer money with Zelle
Send and receive money instantly, right from your Cornerstone mobile banking app.

Connect with your Cornerstone team.

We believe in banking built around you. Schedule an appointment to get expert guidance tailored to your goals.

Collab with our team

Card controls that give you peace of mind.

Manage your Cornerstone debit card with ease. Stay secure and in control—anytime, anywhere.

Lock and unlock your card
Monitor transactions
Easy fraud prevention tools

Learn about card controls

woman using debit card at small business

Checking that works hard for you.

Cornerstone’s Rewards Checking gives you more for your money. Enjoy perks without the hassle.

Match up to 25% of your first month’s savings
Quarterly deposits of match savings

Rewards checking details

The path to homeownership starts here.

Whether it’s your first home or your forever home, we’re here to help.

Local decision-making
Competitive interest rates
Support every step of the way

Go to mortgage loans

Community is our middle name.

At Cornerstone, community is at the core of who we are. We support local growth, build real relationships, and put people first every step of the way.

Donating toys to local children's hospitals

Scholarship opportunities

Community financial education

Community outreach

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210

Volunteer Hours in 2026

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$116M

Annual Loans to Members

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11K

Toys Donated

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$4.1M

Annual Dividends

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100

Let's get Wild About a Cure!

Win a $1,000 Home Depot® Gift Card.

Learn, earn, and grow with GenGrow.

Learn more

Put your savings to work.

Explore your Personalized Offers.

The credit unionin your corner.

The right rates, right here.

Auto Loans

CD Specials

Home Equity Loans

Rewards Checking

Visa Credit Cards

What our members say:

"When I bought out my lease, my banks rates were so high! I switched to Cornerstone and nearly cut my auto loan rate in half. "

"Great rates on new CDs. Great customer service."

"Cornerstone helped me with my very first loan to start building good credit. The team is super nice. My loans will always be through here."

"Great customer service and helpful staff. Rates can't be beat!"

"Loans made very easy here! Over the internet and by phone from start to finish. Highly recommend!"

"I started with an ATV loan. Cornerstone has been so great that I have brought over all my loans and made them my primary banking institution."

App-solute convenience.

Connect with your Cornerstone team.

Card controls that give you peace of mind.

Checking that works hard for you.

The path to homeownership starts here.

Community is our middle name.

Annual Loans to Members

Toys Donated

Annual Dividends

Team Members

Insights to boost your finances.

Cornerstone Community Financial Credit Union

Let's get Wild About a Cure!

Win a $1,000 Home Depot® Gift Card.

Learn, earn, and grow with GenGrow.

Put your savings to work.

Explore your Personalized Offers.

The credit unionin your corner.

The right rates, right here.

What our members say:

"When I bought out my lease, my banks rates were so high! I switched to Cornerstone and nearly cut my auto loan rate in half. "

"Great rates on new CDs. Great customer service."

"Cornerstone helped me with my very first loan to start building good credit. The team is super nice. My loans will always be through here."

"Great customer service and helpful staff. Rates can't be beat!"

"Loans made very easy here! Over the internet and by phone from start to finish. Highly recommend!"

"I started with an ATV loan. Cornerstone has been so great that I have brought over all my loans and made them my primary banking institution."

App-solute convenience.

Connect with your Cornerstone team.

Card controls that give you peace of mind.

Checking that works hard for you.

The path to homeownership starts here.

Community is our middle name.

Annual Loans to Members

Toys Donated

Annual Dividends

Team Members

Insights to boost your finances.

Ready for the next step? Start your financial story with Cornerstone.

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