Privacy Notice

FACTS: What Does Cornerstone Do With Your Personal Information?

Rev. Date 03/2024

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Account transactions and payment history
  • Credit history and credit score
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information, the reasons Cornerstone Community Financial chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Cornerstone share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.		 YES NO
For our marketing purposes –
to offer our products and services to you		 YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 NO We do not share.
For our affiliates’ everyday business purposes –
information about your creditworthiness		 NO
 We do not share.
For our non-affiliates to market to you
 NO We do not share.

Questions?

Call 800-777-6728 or live chat with us at www.CCFinancial.com

Who we are
Who is providing this notice?
 

Cornerstone Community Financial Credit Union

What We Do
How does Cornerstone protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Cornerstone Community Financial Credit Union collect my information?

We collect your personal information, for example, when you:

  • Open an account or apply for a loan
  • Make a wire transfer or provide account information
  • Update your contact information

We also collect your personal information from credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Cornerstone Community Financial has no affiliates.
Non‑Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Cornerstone Community Financial does not share with non-affiliates so they can market to you.
Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include insurance companies.
Other Important Information

If you have any questions regarding this statement, please call 800-777-6728.

 

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