Business Checking Accounts
Finally, accounts built for your business needs. Send digital invoices to customers, receive digital payments right into your checking account, manage cash flow, and more — all with your Cornerstone business checking.
Accept electronic payments - right into your account
Businesses and nonprofits are provided with a unique link to a secure payment form — which can then be shared with paying customers via text, email, or even pasted into a web page. Payments go directly into your account.
Send digital invoices - get paid faster
Prefer invoicing? Send customers a professional invoice or estimate right from Cornerstone’s digital banking. For added flexibility, set up recurring invoices, payment/past due reminders, and sales tax rates.
Save money on processing fees
Our processing rates will save you money versus expensive platform and app providers — offering you the most reliable and cost-effective way to get paid directly into your checking account.
Add on accounting and bookkeeping, whenever you're ready
Do more with your Cornerstone business checking. Add on Autobooks financial management functionality — available inside your Cornerstone digital banking — when you’re ready. Get automated reporting, accounting, bookkeeping, and more, for just $10 a month.
Courtesy Pay protection for your "oops" moments
Courtesy Pay comes standard with Cornerstone business accounts and covers transactions that wouldn’t otherwise be approved due to insufficient funds. Each instance Courtesy Pay is utilized a service charge will be incurred, however, you may contact us to link your Business Savings account or Business Visa to serve as overdraft protection.
You get all these features, too
All of our hard-working business checking accounts offer these free standard features:
- 30,000 ATMs nationwide in partnership with the CO-OP network
- Full suite of Digital Banking products
- Send professional invoices and receive digital payments with Autobooks
- Payment and merchant card processing with Elavon
- Free Visa® debit card
I want to save more time.
I need a Business Loan.
Flex Business Checking
- No minimum balance
- No monthly service charge
Flex Business Checking
If you operate a non-profit organization, charity or community group such as clubs, Scouts or sports groups, the Flex Business Checking Account is right for you. This business checking account offers low fees and a lot of flexibility, making it perfect for organizations performing a low number of monthly transactions.
Details
- No minimum balance & no monthly service charge
- Free incoming wire transactions
- Free Visa debit card with unlimited transactions
- First 200 account transactions1 free ($.50 per transaction after limit has been met)
- $100 minimum opening deposit
- Free ATM transactions at all Cornerstone branch locations and at more than 30,000 CO-OP ATM locations nationwide
- Send invoices or receive digital payments — right into your account
- Add on accounting and bookkeeping with Autobooks for a low fee — inside digital banking
1Transactions include: Cash withdrawals and deposits, check deposits, per item (mobile deposits not included), check withdrawals, draft withdrawals and ACH deposits and withdrawals
Clear Business Checking
- $100 opening deposit
- No monthly service charge with aggregate balances of at least $2,500
Clear Business Checking
Clear Business Checking is a cost-effective account for every type of business including sole proprietors, corporations, LLCs & LLPs, or any other legal entity, and offers the opportunity to earn dividends on your balance. Plus, when you carry higher balances you will receive more free account transactions per month.
Details
- No minimum balance requirement
- Dividends1 earned on balances of $7,500 or more
- No monthly service charge2 with aggregate share balances totaling $2,500 or more
- Free incoming wire transactions
- Free Visa debit card with unlimited card transactions
- Receive between 200 and 1,500 free account transactions3 ($.25 per transaction after limit has been met)
- $100 minimum opening deposit
- Free ATM transactions at all Cornerstone branch locations and at more than 30,000 CO-OP ATM locations nationwide
- Send invoices or receive digital payments — right into your account
- Add on accounting and bookkeeping with Autobooks for a low fee — inside digital banking
2. If average monthly aggregate account balances fall below $2,500 a $10 monthly service charge will apply.
3. Number of free transactions is dependent upon average monthly balance in checking account according to the tiers shown below:
- $0.00-$7,499.99 200 transactions
- $7,500.00-$24,999.99 300 transactions
- $25,000.00-$249,999.99 500 transactions
- $250,000.00+ 1,500 transactions
Transactions include Cash withdrawals and deposits, check deposits, per item (mobile deposits not included), check withdrawals, draft withdrawals and ACH deposits and withdrawals.
