Asian girl with friend doing business

Tools & Resources

DEBIT & credit card services

Report a Lost or Stolen Card

If your ATM/Debit Card or Visa® Platinum Card is lost or stolen, please contact us immediately at (800) 777-6728.

Also, don't forget to turn your card off in Online or Mobile banking to prevent any unauthorized purchases. 

Turn your Card On & Off

Online Banking:

  1. Log in to Online Banking
  2. Scroll down to Card Management box, or on the right side of the screen if you are in a specific account.
  3. Click the card you want to turn off or on.
  4. If the tab is green, that means your card is on. To turn it off, click the green tab. 
  5. A screen will pop up asking if you are sure. Select "Lock Card".
  6. The tab will now be grey and the account will say "Locked".
  7. To turn it back on, follow the same steps and click the grey tab to it turns green and says "Active".

In the CCF Mobile Banking App:

  1. Log in to Mobile Banking
  2. Scroll to the Card Management box
  3. Turn the selected card off/on 

Request a New Card

Need a new Debit or Credit card in a hurry? Stop by our nearest branch location for a card issued in an instant. If you have a few days to wait, request a new card online. 
 
REQUEST A NEW CARD ONLINE 


Visa® Gift Cards

Need a quick gift? For just the price of your morning coffee, you can purchase Visa® gift cards in any amount at your nearest Cornerstone branch for a $5 fee.

Visa® Convenience Checks

If you have a Cornerstone Visa® Platinum Business Card, you can get Visa® Convenience Checks at no charge. You can use convenience checks for those times with a credit card is not accepted — paying bills, putting a deposit on a car, etc. You’re only limited by the amount of credit you have available.

Connect with us or call 800-777-6728 to order your convenience checks.

CHECKING SERVICES


Fast Pay

You've worked hard for your money, why not receive it early?
Access your paycheck in your checking account up to two days early with Fast Pay! Set up a direct deposit with a Cornerstone checking account and you're automatically enrolled! No fee Don’t have direct deposit set up? No problem! Keep scrolling to find out how to receive direct deposit. 


Direct Deposit

Automatically receive payroll, tax refunds, pensions, Social Security or other government funds, and bonuses deposited directly to your account. Direct deposit is convenient and allows instant access to your funds as soon as they are deposited. 

Moving your direct deposit to Cornerstone is easy with Switch Pay!

Switch Pay is a completely digital way to move your direct deposit to any Cornerstone account right through the mobile app or online banking. No paperwork, no calling your company’s payroll department - Switch Pay is easy, secure, and verified in real time.

Here's how to use Switch Pay:
 
1.  Log in(Opens in a new Window) to Cornerstone’s mobile app or online banking
2. Click on the Switch Pay icon on the main dashboard

switch pay screen shot

3. Select the Cornerstone account into which you'd like your direct deposit to go.
4. Search for your payroll provider or employer and follow the prompts

Please Note: You will need your login credentials for your payroll provider in order to complete this process. If you do not know your credentials reach out to your employers HR department.

If you have to go the "old school" route with setting up your direct deposit, provide the two pieces of information below to your employer or the entity responsible for your payments:
 
  1. CCF Routing Number: 272477429
  2. Your MICR Account number (found at the bottom of your check), or within Online Banking. 

For your convenience, you may also print this form and provide it to your employer. 


Overdraft Protection

We all make mistakes, so don’t let bad timing put your account in the red. Cornerstone offers several Overdraft Protection options to protect your account.

Contact a CCF Representative to discuss the options below and determine what works best for you. 
  • Transfer from Share savings accounts
    • Rainy Day
    • Regular Share
    • Money Market
  • Opt-in to Courtesy Pay (complimentary service that covers transactions that wouldn't otherwise be approved due to insufficient funds).
  • Transfer from your Visa Credit Card

Check Reorders

Need a new book of checks? You've come to the right place. The quick link below will have new checks to your door in a jiffy!


Switch Kit

Ready to put our credit union in your corner? You’ll be surprised at how easy it is to make the switch. Use the forms from our switch kit to make a smooth transition. 


Payroll Deductions

Saving’s easier when it happens automatically! You can set up automatic deductions from your paycheck to be deposited directly into a checking or savings account — like our Holiday Savings or Rainy Day account — or to pay off a loan.

FINANCIAL CALCULATORS

Get the numbers you need to make financial plans and decisions toward your goals. We’ll help you do the math with these easy-to-use calculators. 
 

Popular Calculators:


MAKE A LOAN PAYMENT

When it’s time to make your loan payment, Cornerstone wants to make it as easy as possible. That’s why we offer a variety of convenient payment options.

Whether paying with funds from a CCF account or from another financial institution, any member can pay:
  • In person: Pay in person at any of our branches, shared branches, or service centers.
  • By mail: Mail or overnight your check to us, and include your Account Number and Loan ID:
    CCFCU – Payment Processing Department
    2955 University Drive
    Auburn Hills, MI 48326

To pay with funds from a CCF account

If you’re paying from your CCF member account, you have many convenient options:
  • CCF’s Online Banking: Use Online Banking(Opens in a new Window) to transfer funds to your loan - either as a recurring payment or as needed. Log in to Online Banking or chat with the Member Contact Center to get set up.
  • CCF's Mobile Banking App: Download the CCF Mobile Banking App for quick transfers and loan payments on-the-go.
  • By phone: Contact our eBranch at 800-777-6728 to make a payment over the phone.

To pay with funds from non-CCF accounts

Have an account elsewhere you’d like to use? No problem. You still have plenty of ways to pay:
If you need to make a last-minute payment, you can use a non-CCF debit card through Online Loan Payment service for a fee, or call 800-777-6728 during regular business hours to pay via phone for a fee.

Questions? Connect with us and one of our team members will get back with you soon or stop in to one of our local branches.

SAFE DEPOSIT BOXES

You have valuable possessions; we have a secure place to keep them! Cornerstone offers a variety of sizes depending on your needs. Safe Deposit Boxes are available to rent for a low annual cost and can be purchased or accessed anytime during normal business hours. 

Safe Deposit Box Locations

STERLING HEIGHTS, MICHIGAN
44911 Mound Road
Sterling Heights, MI 48314


Available Sizes & Pricing

  • 2x5     $30
  • 3x5     $40
  • 5x5     $50
  • 3x10    $55 
  • 5x10    $70
  • 10x10   $100

WIRE TRANSFERS

When you have to transfer funds quickly and safely between your Cornerstone account and an account at another financial institution (or vice versa), let us help!

Outgoing Wire Transfers

Outgoing wires are only available for processing during weekday business hours.

Outgoing Domestic Wires: Monday through Friday, 9 a.m. to 3 p.m.

Outgoing International Wires: Monday through Friday, 9 a.m. to 1 p.m.


Incoming Wire Transfers

To receive an incoming wire transfer we need to make sure the appropriate information is provided to the individual or organization sending the wire to your account at CCF. The best way to do this is by reaching out directly to our team. 

To complete an outgoing wire or if you need assistance with an incoming wire, please connect with us or visit our nearest branch location.