iPad Contest Rules

CORE Youth Account iPad Giveaway:

The "CORE Youth Account” Giveaway (“Contest”) is open to the public, subject to the eligibility requirements below. Membership in Cornerstone Community Financial (“CCF”) is not required to participate in the Contest. No purchase is necessary to enter or win.

Agreement to Official Rules: By participating in the Contest, you agree to abide by and be bound by these Official Rules and the decisions of CCF, which shall be final and binding in all matters related to the Contest.

Eligibility: The Contest is open to U.S. residents who are no older than 24 years of age and enter the giveaway. CCF employees, officers, Board of Directors and/or members of their immediate families (spouse, civil union partner, parent, grandparent, child, sibling, and any in-law relationship) are not eligible to participate in the Contest. The Contest is subject to applicable federal, state, and local laws and regulations, and is void where otherwise prohibited by law.

Prizes: CCF will be giving away (1) one Apple iPad to one winner selected at random among eligible entrants. Prize is determined by CCF in its sole discretion. CCF reserves the right to substitute any Prize for another of equal or greater value in the event that a Prize or any component thereof is not available. Prize will be awarded to the Prize Winners only. The Prize is non-transferable. Prize for the winner selected among eligible entrants between the ages of 0-17 will only be provided if a release form is signed by the winner’s legal guardian.

Contest Period: August 1, 2024 through December 31, 2024.

How to Enter: Any individual who opens a CORE Youth Savings Account, a Youth High-Yield Savings Account, or Young Adult High-Yield Savings account is automatically entered. Individuals between the ages of 0-24 may also be entered by sending a postcard containing the entrants name, email, address, phone number, age, and residential address to:

Cornerstone Community Financial
Attn: Marketing Dept/iPad Giveaway
2955 University Drive
Auburn Hills, MI 48307

Only one entry will be permitted. Opening multiple accounts or submitting multiple postcards will not increase your chances of winning.

Winner Selections: (1) one random winner among eligible entrants will be selected at the end of the Contest Period. The selection of winners will occur on January 5, 2025. Odds of winning depend on the total number of eligible entries. All decisions made by CCF are final and binding in all Contest matters. The winners will be notified via email within 30 days following the selection of the winners. If the winners cannot be contacted, is ineligible, or fails to claim the prize within 30 days from the date of award notification, the Prize may be forfeited, and an alternate winner selected. Winners are responsible for paying any and all federal and state taxes due in connection with any Prize.

Publicity Authorization: By participating in the Contest, participants agree that CCF has the right and permission to use their name, voice, city/state of residence, biographical information, photograph, and/or likeness via any and all forms of media for advertising and/or trade and/or other purpose, in perpetuity, without further or additional notice, attribution, permission or compensation, except where prohibited by law. Prize winners agree that their name and the Prize may be revealed to other Contest participants upon request. 

Conditions of Participation: If for any reason the operation or administration of this Contest is impaired or incapable of running as planned for any reason, including but not limited to (a) infection by computer virus, bugs, (b) tampering or unauthorized intervention, (c) fraud, (d) technical failures, or (e) any other causes beyond the control of CCF which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Contest, CCF reserves the right, in its sole and absolute discretion, to disqualify any person who tampers with the entry process, and/or to cancel, terminate, modify or suspend the Contest in whole or in part, at any time, without notice and award the applicable Prize using all non-suspect eligible entries received as of, or after (if applicable) such cancellation, termination, modification or suspension date, or in any manner that is fair and equitable and best conforms to the spirit of these Official Rules. CCF reserves the right, in its sole and absolute discretion, to disqualify any person deemed to be tampering or attempting to tamper with the entry process and/or acting in violation of these Official Rules or in an unsportsmanlike or disruptive manner. Failure by CCF to enforce any provision of these Official Rules shall not constitute a waiver of that provision of the Official Rules. CCF reserves the right to amend these Official Rules or discontinue the Contest at any time. 

Release and Hold Harmless:  By entering the Contest and/or accepting a Prize, participants agree to hold CCF and its officers, directors, employees, representatives and agents harmless from any and all liability whatsoever in connection with the Contest, including without limitation, legal claims, costs, injuries, losses or damages, demands with respect to (a) any errors that may prevent a person from submitting an entry; (b) unauthorized human intervention in the Contest; (c) printing errors; (d) errors in the administration of the Contest or the processing of entries; (e) injury, death, or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from participation in the Contest or receipt of a Prize; (f) all claims based on publicity rights, defamation, use of image or likeness and/or breach of any right of privacy; or (g) any other claims or actions of any kind.  Except where prohibited by law, acceptance of a Prize constitutes a release by the winner of any and all claims in connection with the administration of the Contest and the use, misuse or possession of any Prize.  CCF is not responsible for any printing, typographical, mechanical or other error in the administration of the Contest or in the announcement of the Prize.

Limitation of Liability:  In no event will CCF or its officers, directors, employees, representatives and agents be responsible or liable for any damages or losses of any kind (including without limitation, direct, indirect, incidental, consequential, exemplary or punitive damages) arising out of participation in this contest or the acceptance, possession, use, or misuse of, or any harm resulting from the acceptance, possession, use or misuse of the prize.

Compliance with Law: All issues and questions concerning the Contest, these Official Rules, the rights of the participants in connection with the Contest, any dispute arising between CCF and any Contest participant and/or any dispute concerning the administration of the Contest shall be governed by and construed in accordance with the laws of the state of Michigan and applicable Federal law. 

Use of Data: All information submitted will be treated according to CCF’s Privacy Policy, available at Privacy Policy › Cornerstone Community Financial (ccfinancial.com). By participating in the Promotion and providing your contact information, all persons entering hereby agree to CCF’s collection and usage of their personal information and acknowledge that they have agreed to be bound by CCF’s Privacy Policy.

Consumer Disclosure: No purchase or payment of any kind is necessary to enter or win. A purchase will not increase your chances of winning. Odds of winning depend on the total number of eligible entries received during Contest Period.